Policies

Renter's Disclosure: Conditions

Any terms, conditions and exclusions that apply to coverage as described in the Rental Contract shall also apply to coverage, if any, as provided by the policy, provided the Rental Contract has been supplied or approved by the insurance company. Wherever there is a conflict between an insurer-approved Rental Contract and the insurance policy, the insurance policy shall apply.

1. Coverages hereunder are voided, do not provide protection and have no force and effect under the following conditions:
   1. The Renter's failure to pay for charges due under the Rental Contract in accordance with the terms of the Rental Contract;
   2. Failure to accept Supplemental Liability Insurance on the face of the Rental Contract at the inception of the Rental Period. Such acceptance shall be in the form of an initial by the Renter face of the Rental Contract, in a box indicating acceptance of Supplemental Liability Insurance; failure to decline coverage is not evidence of coverage;
   3. Use or operation of the vehicle in violation of the terms of the Rental Contract, including, without limitation, participation in any speed contest, driving under the influence of drugs or alcohol, driving the vehicle beyond the geographic limitations stated in the Renter Contract;
   4. Where the driver of the automobile at the time of loss in not a Renter or additional driver specifically authorized by the Master Policyholder in the Rental Contract.
2. Obtaining the vehicle by fraud or misrepresentation;
3. Coverages (other than Uninsured Motorist coverage where required by law) are not provided to the Renter, or a member of Renter's family related by blood, marriage, adoption, or person who reside with Renter in the same household. Coverages(other than Uninsured Motorist coverage where required by law) are not provided to passengers in the rental vehicle.
4. Coverage does not apply in Mexico
5. Coverage is not provided for uninsured motorist property damage, underinsured motorist property damage, first party benefits, no-fault or other optional liability protection.

Supplemental Liability Insurance

Summary of Material Terms and Conditions

• Supplemental Liability Insurance (SLI) affords the renter with liability insurance in excess of any existing insurance, from the state's statutory minimum limits (see below) up to One Million Dollars.
• This insurance will help protect the renter should the renter injure another person in an accident, or damage the property of another while operating the rental vehicle, up to the policy limits.
• SLI does not cover damage or injury to the driver or additional operator, family or household members, or passengers.
• The policy, viewable upon request, contains additional terms and conditions,
• SLI is written by State National Insurance Company/National Specialty Insurance Company, an admitted insurance carrier rated A (Excellent) by A.M. Best.
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• To Report a Claim

• In the event of an accident, immediately call the rental office where you rented your car. If you are unable to reach the rental office, you may file a claim by calling toll-free, (888) 333-8198, during business hours, Pacific Time.